Description: 1994 SOA Meeting, San Francisco. This session is about joint ventures and private labeling for life, annuity and disability products. In a primary variation of private labeling, a manufacturer develops, underwrites, administers, and does the actuarial functions, but the client company markets the product. Other variations of joint ventures have different distributions of duties.

Description: Panelists discuss their research about the correlations between changing economic and other external trends and long-term disability claims. From the 2002 Record of Society of Actuaries, Volume 28, No. 2. Session 33OF of the San Francisco Spring Meeting.

Description: Panelists in session 65OF of the New Orleans Annual Meeting provide a summary of products in today's disability insurance marketplace containing ROP rider and current pricing and reserving issues. From the Record of the Society of Actuaries, Volume 27, No. 3, Session 65OF.

Description: Panelists discuss discouraging trends in the individual disability income DI market, particularly discussed is the outlook for profitability, and what changes should be made to products and/or distribution. From the Record of the Society of Actuaries, Vol. 23, No. 1.

Description: This is a panel discussion session on group long-term disability insurance. The panel examines trends in termination & frequency rates, underwriting & product costs in anticipation of a recession, the impact of human rights on benefit design, anti-selection on pregnancy benefits and benefit design with regards to age discrimination. From Record of Society of Actuaries 1980, Vol. 6, No. 4.

Description: Panelists discuss the role of the valuation actuary in health insurance. From the Record of the Society of Actuaries, Vol. 24, No. 2.

Description: Covers the experience for the year 1981. Part 1 provides experience for the first year of the benefit period and part 2 provides the 2nd and 3rd year experience.

Description: Covers 1980 experience under individual loss-of-time policies in the first and second years of the benefit period, and historical data is shown from 1974 forward.

Description: This session from the 1995 SOA Vancouver Meeting covers trends in health group products and experience, including managed care, PPO's, HMO's, POS's and PHO's. It also covers new developments in group long term disability products. From the Record of the Society of Actuaries, Vol. 21, No. 3a.

Description: A simple short-term disability model is developed, where the loss process is comprised of two processes: new claims process and continuing claims process. This results in a surplus function with stationary dependent increments. Three dimensional transitional probabilities are needed to model the transitions of this non-Markovian process. An approximating model with stationary independent increments is found. The approximating model leads to bounds for the finite probability of ruin. Numerical comparisons are made.